“Amazon to explore a secondary marketplace for ‘used’ Kindle ebooks”

This idea is derived from the earlier idea I’d posted about around peer-to-peer lending & borrowing of Kindle ebooks. If you take that a step further, and tweak the lending duration from ‘x weeks/months’ to ‘forever’ – then it becomes nothing but a secondary sale market for ‘used’ Kindle ebooks. Amazon would be hard pressed … Read more

“Cred to allow users to change the color of their virtual cards”

Currently Cred allows for users to add their cards in the app so as to track spends and make payments on time. However, as you load any card, the Cred app automatically decides what color to assign to the corresponding visual card image that it shows within the app. The idea is to let users … Read more

“Automating away the issue around high network transaction fees”

2021 has seen a stark increase in transaction fees on popular crypto networks, none so more than Ethereum, where user-facing fees have regularly crossed $100 for long periods of time. The idea is that every platform, centralized or decentralized, worth its salt should provide the “ability to let users schedule a transaction when the associated … Read more

“Leverage smart contracts in the world of UPI to reduce occurrence of scams”

As the UPI payment ecosystem in India has grown by leaps & bounds in the past few years, one of the challenges that users are facing is the finality of transactions, or what one would call, the irreversibility of transactions for the sender. This has led to an uptick in online scams, primarily driven by … Read more

“Online shopping platforms to allow customers to split their spends using multiple payment options”

Online shopping platforms allow for multiple types of payment options like credit cards, debit cards, online banking, UPI, and wallets. However, not sure how many people have noticed that there’s one glaring opportunity that is being missed out, which is completely in the control of these online shopping platforms. The idea is to allow for … Read more

“Differentiation in OTP formats across financial and non-financial transactions”

Not sure if people have noticed that we’re sending mixed messages to those in our lives who are less digitally savvy than we are, and we need to arrest this before it’s too late. When online scammers first started fooling people, we started telling our loved ones… ‘Don’t share your OTP with anyone’. Now when … Read more

“Microsoft Excel conditional formatting feature to work on cells based off what other cells contain”

Since decades now, Microsoft Excel’s conditional formatting feature is applied on cells based on what those cells contain. However, one often comes across situations where this feature limits you from what you’d like your Excel to do for you. The idea is for MS Excel to enable conditional formatting to work on cells not only … Read more

“Microsoft Powerpoint to add a metric for white space percentage on slides”

For those of us who build presentations as part of our day jobs, it is important that we find the right balance between information (read overload) and design (read visual appeal). The idea is for Microsoft Powerpoint to add a metric in their status bar which calculates the percentage of white space on the slide. … Read more